Home & Property Mortgages
Mortgage reduction and mortgage planning is a key component of FS&IG Wealth Solutions.
FS&IG Mortgages offers its clients' the choice of over 150 lenders, and because FS&IG Partners are financial planners they can assist you further by showing you simple financing options for your home which fit in with your financial plan. Whether a simple home loan, investment property, finance consolidation, or non-conforming loan, FS&IG Partners can advise you on your best option.
A FS&IG partner will explain;
The different loans their pros’ and cons’.Repayment Methods; i.e. Interest-only, Repayment – Capital and Interest.Interest Rates; i.e. Fixed rate, capped rate, discounted rate, standard variable rate; tracker rate; offset mortgage.A FS&IG partner will
A realistic figure to pay each week.If you’ve chosen a mortgage with an introductory low rate, do you know what will happen when it ends i.e. perhaps switching back to the variable rate?Have you factored in insurance cover (FS&IG Protect) in case something were to happen to you or your source of income?]Factors when remortgaging from one lender to another.contact us
Commercial Mortgages
FS&IG Commercial Advisers treat every financing senario as different, and have the ability to offer tremedous flexibility and a reliable professional opinion. Companies with existing financing arangements or owners wishing to draw down on equity to grow their business can take advantage of our expert refinancing options. The FS&IG senior commercial advisors can tailor specific financing taking advantage of lines of credit, cross financing arangements, and financial planning.
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FS&IG non-conforming loans
If you are wishing to borrow however do not meet the traditional lending criteria of the banks. Perhaps being a Contract or seasonal worker, self employed, credit impaired, no savings history, or needing to consolidate your debts, mLoans can help you find the right for loan. With a large choice of mortgage lenders many specialising in non-conforming loans FS&IG has great success with its non-conforming products.
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FS&IG Unsecured Loans
Unsecured FS&IG Loans are designed to help you finance such things as a new car, home improvement, Aspen ski-trip, or a golf club membership. They feature a personalised fixed interest rate for the term of the loan and fixed payments over 2, 4, 6, 8, 10 years for loans of $xyz · A fee equal to thirty days’ interest may apply if you repay early. FS&IG Protect is available on all FS&IG Loans giving you a safety net if you are having difficulty meeting the payments due to illness or loss of income.
Please read the guide to FS&IG Protect Insurance which contains information on the participating FS&IG Protect insurers. Applicants for FS&IG Protect are subject to the terms and conditions of these insurers.
FS&IG Secured Loans
If you are a home owner you could be eligible to borrow $25,000-$400,000 with a Secure FS&IG Loan.
Features;
A low variable interest rate.Personalised service with a FS&IG Partner who will assist you in monitoring the status and restructure your loan at any time.FS&IG Protect helps you protect yourself by insuring your loan, meaning even if their were potential issues with your health or income you wouldn’t default.Flexible payment periods according to the borrowers profile.Can you answer the following questions:
Are you employed or self-employed?If self employed do you have two years of accounts?Are you a home/property owner?Have held your mortgage for nine-months or more either with FS&IG or anther provider? · Is your
annual household income $36,000.00 or above?contact us
